A Changing Story This past year experienced a change in the investment story. The year started with the belief that inflation was transitory. Now, the story is one of higher for longer inflation. With historic changes in interest rates and global central banks determined to fight it at almost all costs, the story increasingly became...Read More

If your advisor has decided to own individual stocks rather than either mutual funds or ETFs (Exchanged Trade Funds) for your portfolio, I think you need to ask Why?  To justify the fees he is charging is a cynical (and likely truthful) answer. The costs to do it well. Large firms spend large sums of...Read More

When it comes to investing for the long term, the overriding factor that will determine future investment returns, other than time, is the value of the asset at the time you buy it.  Think back to the early part of this century (the technology bubble).  If you had decided to invest in late 2000 in...Read More