I offer this as an introduction.  Up to this point, I have been an investor focused on institutional assets (pension funds, endowments, etc).  It has been 18 years of being paid to do something that I have loved doing since I was a teen.  Though I originally went to college to become an engineer (receiving a BS and MS in Mechanical Engineering) and even worked as one for a few years, it didn’t take long for me to revert back to investing.  I earned an MBA in my mid 20’s and started my professional investment career.  I have served four

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