(Au)our Insights

We are strong believers in Peter Lynch’s quote, “Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections than has been lost in corrections themselves.” Because fearmongering market pundits profess that a correction is always near, we, therefore, continue...Read More

We are ones to look both ways even when crossing a one-way street.  It is ingrained in us to watch for the unexpected. We’re believers in the saying, “It’s the punch you do not see that knocks you out.” Although we stand in a near...Read More

“Confirmation bias is the tendency to search for, interpret, favor, and recall information in a way that confirms one’s preexisting beliefs or hypotheses while giving disproportionately less consideration to alternative possibilities.” – Wikipedia The S&P 500 index, a proxy for the US equity market, has...Read More

One who deceives will always find those who allow themselves to be deceived.   – Niccolo Machiavelli With the heightened focus on world politics, it comes as no surprise that The Prince by Niccolo Machiavelli is seeing a material increase in book sales.  We have spent...Read More

We founded Auour Investments in early 2013 and spent the spring and summer building the Auour Regime Model and constructing the investment processes underlying our strategies.  In the fall of 2013, we launched the first of the Instinct family of dynamic core strategies: Global Fixed...Read More

For the past 16 years, the world’s population has been living in a test tube.  Various experiments have been run on us.  Though they were pitched as advancements and were instituted with the best of intentions, the experiments proved themselves to be scientific procedures undertaken...Read More

Regime Based Investing is the next generation of modern money management, leveraging an increased understanding of market psychology and investor behavior.  This paper describes the idea and various implementation methods used to protect capital from times of market duress without sacrificing upside participation.Read More

We have expressed our concerns with the bond markets, specifically the negative rates being experienced around the globe as central banks attempt to boost economic activity through low rates.  These actions have taken a toll on the increasing number of retirees that had depended on...Read More

Is Minimum Volatility Investing becoming more risky? With the dramatic market losses of the Global Financial Crisis still so fresh in investors’ minds and because of the length of the market’s upward movement since then, investors have felt a growing desire to protect assets.  This...Read More

Auour Investments, an investment firm focused on downside protection through risk regime detection, and Riskalyze, a platform that enables advisers to capture a quantitative measurement of client risk tolerance, have formalized a partnership to bring Auour Investment’s Instinct family of ETF-based downside protection strategies to...Read More